Before private practice, Ms. Stewart worked for sixteen years as a government enforcement attorney, holding the position of Director of Enforcement at the Office of Thrift Supervision (and its predecessor the Federal Home Loan Bank Board) for the last five years of her government service. While there, she investigated possible violations of banking laws, regulations, and unsound practices and utilized administrative proceedings and procedures to resolve enforcement issues of all kinds, either through litigation or the negotiation of consent agreements and orders. Ms. Stewart also prepared legal opinions and memoranda addressing and interpreting various thrift regulations and statutes, and she coordinated enforcement efforts with the other federal regulatory agencies.